I can say with certainty that it is illegal in Pennsylvania, New York and Virginia. I thought to post-date something was to write the date as 15 Dec.02 when it is really 17 Dec 02 so therefore you are posting the date after the said date.Each credit card issuer has different rules about when your payment will be posted based on when it is received.
Even if a transaction has not yet posted, once it has been authorized, your available credit will be reduced accordingly.
When viewing your credit card activity online, you can see transactions like these under “pending transactions.” If you’re in danger of reaching your credit limit, you’ll need to keep an eye on these charges that haven’t posted yet to make sure future transactions won’t be declined or incur an over-the-limit fee.
A post-dated cheque is a cheque, on which a future date appears and not a current date.
For example, if today is 01/01/2012, then a cheque which bears a date (say) 15/01/2012 is a post-dated cheque, till that date (15/01/2012) comes.
On 15/01/2012, the cheque will be no longer a post-dated cheque, but becomes a current dated cheque.
In India, a cheque should be presented for payment on or after the date that appears on the face of the cheque. A banker cannot a pay a post-dated cheque as he has no mandate to debit the account of the depositor earlier than the date of the cheque.It's not illegal to postdate a check, unless you're attempting to commit fraud. He supposed that it is illegal because it misrepresents when the check was signed, much as it would be on a notarized document. (That is if the bank is doing their job) High Soci I've never heard of "pre-dating" a check.If you carry a balance, your payment’s post date will also affect how much interest you pay.The earlier your post date, the sooner you’ve paid off that part of your balance and the less interest it will incur.In other words, a post-dated cheque should not be paid and should be returned to the holder with the reason, "Cheuque is post-dated" as the payment of a post-dated cheque is fraught with dangers.