The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan(S) and any accrued interest and fees to the U. Unless your school does not allow more than one loan to be made under the same MPN, you can borrow additional Direct Loans on a single MPN for up to 10 years.
90 or More Days Delinquent on any Debt:  Any open account that is currently 90 or more days past due There may be other documentation required depending on your specific circumstances.
If you have reviewed the above chart and no longer wish to document extenuating circumstance, you have the following options: The Income-Driven Repayment Plan Request is not available in Spanish.
To view an accessible PDF version of the Master Promissory Note (MPN) for Direct Subsidized/Unsubsidized Loans, click here.
Download an accessible PDF versin of the Master Promissory Note (MPN) for Direct Subsidized/Unsubsidized Loans.
A Direct PLUS Loan borrower with an adverse credit history may still receive a Direct PLUS Loan if he/she obtains an endorser who does not have an adverse credit history and the borrower completes PLUS Credit Counseling.
The endorser is responsible for repaying the Direct PLUS Loan if the borrower does not. Do not list the Direct PLUS Loan borrower or the dependent undergraduate student as a reference.
You must provide the following: Your school may have alternate exit counseling requirements.
Check with your school's financial aid office to be sure that the exit counseling available on this Web site satisfies its requirements for exit counseling. It also explains the terms and conditions of your loan(S).
Your school may have alternate entrance counseling requirements.
Check with your school's financial aid office to be sure that the counseling available on this Web site satisfies its requirements for entrance counseling. Department of Education has informed you that you have an adverse credit history and you have: Exit counseling provides important information you need to prepare to repay your federal student loan(s).
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